Економічна сутність проблемних кредитів банку та їх класифікація
Ключові слова:
банк, проблемний кредит, реальна кредитна заборгованість, потенційна кредитна заборгованість, якість кредитного портфеля
Анотація
У статті розглянуто сутність поняття «проблемний кредит» та його вплив на стабільність банківського сектору. Здійснено аналіз класифікації проблемної заборгованості та надано характеристику її видів. Доведена необхідність підвищення ефективності управління якістю кредитного портфеля.
Завантаження
Дані завантаження ще не доступні.
Посилання
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my Ukrayiny [The efficiency of the functioning and prospects of the banking system of Ukraine]. NAN Ukrayiny. Instytut ekonomiky ta prohnozuvannya: Kyiv.
3. Bondarenko L. A., Starodubtseva T. V. (2014.) Otsinka portfelya problemnykh kredytiv komertsiynykh bankiv Ukrayiny v konteksti zabezpechennya stabil’nosti bankivs’koyi systemy [Assessment of the portfolio of bad loans of commercial banks of Ukraine in the context of the stability of the banking system]. Visnyk Universytetu bankivs’koyi spravy Natsional’noho banku Ukrayiny , No. 2(20), pp. 169-172.
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5. Angklomkliew S., George J., Packer F. Issues and developments in loan loss provisioning: the case of Asia.– BIS Quarterly Review, December 2009.– p. 74.
6. Вolhar T. M. (2014) Problemni kredyty bankiv yak rezul’tat realizatsiyi kredytnoho ryzyku [Problem loans of banks as the result of the implementation of credit risk] Ekonomichnyy nobelivs’kyy visnyk. No. 1 (7). pp. 50-58
7. Yaremenko O. R., Lysenko E. Yu. (2015) Problemni kredyty bankiv: sutnist’, suchasnyy stan ta metody yikh rehulyuvannya [Distressed bank credits: the nature, current status and methods of regulation] Hlobal’ni ta natsional’ni problemy ekonomiky. No. 8. pp. 1080-1085
8. Kloba V. L. (2009). Sytuatsiynyy tsentr banku yak efektyvnyy napryam udoskonalennya upravlinnya vrehulyuvannyam problemnoyi zaborhovanosti [Situational center of bank as effective direction of improvement of management the settlement of problem debt] Naukovyy visnyk NLTU Ukrayiny. No. 19.8. pp. 240–246.
9. Vlasenko M. (2012) Modelyrovanye urovnya problemnykh bankovskykh kredytov v stranakh SND y Baltyy [Modeling level of problem banking loans in the Baltic countries, and SNM] Bankovskyy vesnyk (rus.). No. 5. pp. 27–34.
10. Taranukha I. Yu. (2012) Pidkhody do vyznachennya problemnoyi kredytnoyi zaborhovanosti [Some approaches to defining of bad credit debt]. Retrieved from: http://dspace.uabs .edu.ua/bitstream/123456789/6911/1/Taranukha.PDF.
11. Karpenko O. V. (2013) Sutnist’ ta faktory poyavy problemnykh kredytiv bankiv Ukrayiny [The essence and appearance of factors of bad loans in Ukrainian banks] Molodizhnyy naukovyy visnyk UABS NBU, Seriya: Ekonomichni nauky. No.5. pp. 80-89.
12. Lykova N. M. (2012). Podkhody k klassyfykatsyy problemnykh kredytov y metody upravlenyya ymy v kommercheskom banke [Approach to classification of problem credits and methods of manage them in a commercial bank]. Bankovskye usluhy, No. 11, pp. 18-25.
13. Krukhmal O. V. (2012). Problemni kredyty banku: pidkhody do vyznachennya sutnosti ta klasyfikatsiyi [Problem bank loans: approaches to defining the essence and classification]. Retrieved from: http: //dspatse.uabs.edu.ua /bitstream/123456789/9105/1/PL_Krukhmal.pdf.
14. Sloboda L. (2011). Napryamy vdoskonalennya roboty bankiv Ukrayiny z problemnymy aktyvamy v postkryzovyy period [Areas of improvement work of Ukraine banks with problem assets in the post-crisis period]. Visnyk Natsional’noho banku Ukrayiny, No. 4, pp. 46-51
2. Karcheva G.T. (2012) Efektyvnist’ funktsionuvannya ta perspektyvy rozvytku bankivs’koyi syste-
my Ukrayiny [The efficiency of the functioning and prospects of the banking system of Ukraine]. NAN Ukrayiny. Instytut ekonomiky ta prohnozuvannya: Kyiv.
3. Bondarenko L. A., Starodubtseva T. V. (2014.) Otsinka portfelya problemnykh kredytiv komertsiynykh bankiv Ukrayiny v konteksti zabezpechennya stabil’nosti bankivs’koyi systemy [Assessment of the portfolio of bad loans of commercial banks of Ukraine in the context of the stability of the banking system]. Visnyk Universytetu bankivs’koyi spravy Natsional’noho banku Ukrayiny , No. 2(20), pp. 169-172.
4. Financial Soundness Indicators – Compilation Guide. – IMF. – March, 2006 Retrieved from: http://www.imf.org/external/pubs/ft/fsi/guide / 2006/index.htm.
5. Angklomkliew S., George J., Packer F. Issues and developments in loan loss provisioning: the case of Asia.– BIS Quarterly Review, December 2009.– p. 74.
6. Вolhar T. M. (2014) Problemni kredyty bankiv yak rezul’tat realizatsiyi kredytnoho ryzyku [Problem loans of banks as the result of the implementation of credit risk] Ekonomichnyy nobelivs’kyy visnyk. No. 1 (7). pp. 50-58
7. Yaremenko O. R., Lysenko E. Yu. (2015) Problemni kredyty bankiv: sutnist’, suchasnyy stan ta metody yikh rehulyuvannya [Distressed bank credits: the nature, current status and methods of regulation] Hlobal’ni ta natsional’ni problemy ekonomiky. No. 8. pp. 1080-1085
8. Kloba V. L. (2009). Sytuatsiynyy tsentr banku yak efektyvnyy napryam udoskonalennya upravlinnya vrehulyuvannyam problemnoyi zaborhovanosti [Situational center of bank as effective direction of improvement of management the settlement of problem debt] Naukovyy visnyk NLTU Ukrayiny. No. 19.8. pp. 240–246.
9. Vlasenko M. (2012) Modelyrovanye urovnya problemnykh bankovskykh kredytov v stranakh SND y Baltyy [Modeling level of problem banking loans in the Baltic countries, and SNM] Bankovskyy vesnyk (rus.). No. 5. pp. 27–34.
10. Taranukha I. Yu. (2012) Pidkhody do vyznachennya problemnoyi kredytnoyi zaborhovanosti [Some approaches to defining of bad credit debt]. Retrieved from: http://dspace.uabs .edu.ua/bitstream/123456789/6911/1/Taranukha.PDF.
11. Karpenko O. V. (2013) Sutnist’ ta faktory poyavy problemnykh kredytiv bankiv Ukrayiny [The essence and appearance of factors of bad loans in Ukrainian banks] Molodizhnyy naukovyy visnyk UABS NBU, Seriya: Ekonomichni nauky. No.5. pp. 80-89.
12. Lykova N. M. (2012). Podkhody k klassyfykatsyy problemnykh kredytov y metody upravlenyya ymy v kommercheskom banke [Approach to classification of problem credits and methods of manage them in a commercial bank]. Bankovskye usluhy, No. 11, pp. 18-25.
13. Krukhmal O. V. (2012). Problemni kredyty banku: pidkhody do vyznachennya sutnosti ta klasyfikatsiyi [Problem bank loans: approaches to defining the essence and classification]. Retrieved from: http: //dspatse.uabs.edu.ua /bitstream/123456789/9105/1/PL_Krukhmal.pdf.
14. Sloboda L. (2011). Napryamy vdoskonalennya roboty bankiv Ukrayiny z problemnymy aktyvamy v postkryzovyy period [Areas of improvement work of Ukraine banks with problem assets in the post-crisis period]. Visnyk Natsional’noho banku Ukrayiny, No. 4, pp. 46-51
Переглядів анотації: 126 Завантажень PDF: 231
Опубліковано
2016-03-10
Як цитувати
(1)
Осечко, Ю. Економічна сутність проблемних кредитів банку та їх класифікація. fp 2016, 32-38.
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