Climate change: new challenges in insurance risk management
Ключові слова:
Кліматичні ризики; фізичні ризики; перехідні ризики; андерайтинг; сільськогосподарське страхування; страхові виплати; страхові резерви.
Анотація
У статті досліджено кліматичні фактори, що впливають на діяльність страхових компаній, теоретично описано як кліматичні ризики можуть проявлятися в різних напрямках діяльності страхових компаній. Визначено ризики, пов’язані зі зміною клімату та нові можливості для страхового бізнесу. Виявлено напрями активізації ролі страхових компаній в управлінні ризиками, пов’язаними із кліматичними умовами.
Завантаження
Дані завантаження ще не доступні.
Посилання
1. Gloor, M. & Perils, C. (2019). Insurance in a world of climate extremes: what latest science tells us. Retrieved from: https://www.swissre.com/institute/research/topics-and-risk-dialogues/natcat-and-climate/insurance-world-climate-extremes.html.
2. Bevere, L., Holzheu, T. & Wong, C. (December, 2019). Global catastrophes caused USD 56 billion insured losses in 2019, estimates Swiss Re Institute. Retrieved from: https://www.swissre.com/media/news-releases/nr-20191219-global-catastrophes-estimate.html.
3. Natural catastrophes and man-made disasters in 2018: “secondary” perils on the frontline. Retrieved from: https://www.swissre.com/dam/jcr:c37eb0e4-c0b9-4a9f-9954-3d0bb4339bfd/sigma2_2019_en.pdf.
4. 2019 concludes a decade of exceptional global heat and high-impact weather. Retrieved from: https://public.wmo.int/en/media/press-release/2019-concludes-decade-of-exceptional-global-heat-and-high-impact-weather.
5. Globalnyiy prognoz riskov na 2020 god. Kak povliyayut katastroficheskie yavleniya na mirovoy VVP? [Global Risk Forecast for 2020. How will catastrophic events affect global GDP?]. Retrieved from: https://forinsurer.com/news/19/12/27/37568 [in Russian].
6. Issues Paper on Climate Change Risks to the Insurance Sector. Retrieved from: https://www.iaisweb.org/page/consultations/closed-consultations/2018/draft-issues-paper-on-climate-change-risks-to-the-insurance-sector.
7. Weymann, M. & Bolli, C. ( December, 2019). Championing climate action. Retrieved from: https://www.swissre.com/risk-knowledge/mitigating-climate-risk/swiss-re-decarbonises-its-business-model.html.
8. Swiss Re Nazvala 5 novyih riskov s vyisokim vozdeystviem na strahovuyu otrasl [Swiss Re Names 5 New Risks with High Impact on the Insurance Industry]. Retrieved from: https://forinsurer.com/news/19/06/14/36897 [in Russian].
9. Klimaticheskie izmeneniya nesut v sebe sereznyie vyizovyi dlya strahovschikov - glava SCOR [Climate change poses serious challenges for insurers - SCOR head]. Retrieved from: http://tristar.com.ua/1/news/klimaticheskie_izmeneniia_nesut_v_sebe_sereznye_vyzovy_dlia_strahovshikov___glava_scor_12234.html [in Russian].
10. Dlugoleski, E. & Lafeld, S. (2005). Izmenenie klimata i finansovyiy sektor: perspektivyi deyatelnost [Climate Change and the Financial Sector: Prospects]. Retrieved from: https://wwf.ru/upload/iblock/731/cc_andfinansial.pdf [in Russian].
11. Klimatologiya strahovaniya [Climatology of insurance]. Retrieved from: http://www.ins-union.ru/rus/klimatologiya [in Russian].
12. Strahovschiki stalkivayutsya s mnogochislennyimi riskami v svyazi s izmeneniem klimata [Insurers face multiple climate change risks]. Retrieved from: https://allinsurance.kz/articles/insurance-technologies/9678-strakhovshchiki-stalkivayutsya-s-mnogochislennymi-riskami-v-svyazi-s-izmeneniem-klimata [in Russian].
13. Holzheu, T. & Turne, G. (2018). The Natural Catastrophe Protection Gap: Measurement, Root Causes and Ways of Addressing Underinsurance for Extreme Events†, The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan;The Geneva Association, vol. 43(1), pages 37-71.
14. Secondary natural catastrophe risks on the front line. (2019). Retrieved from: https://www.swissre.com/institute/research/sigma-research/sigma-2019-02.html.
2. Bevere, L., Holzheu, T. & Wong, C. (December, 2019). Global catastrophes caused USD 56 billion insured losses in 2019, estimates Swiss Re Institute. Retrieved from: https://www.swissre.com/media/news-releases/nr-20191219-global-catastrophes-estimate.html.
3. Natural catastrophes and man-made disasters in 2018: “secondary” perils on the frontline. Retrieved from: https://www.swissre.com/dam/jcr:c37eb0e4-c0b9-4a9f-9954-3d0bb4339bfd/sigma2_2019_en.pdf.
4. 2019 concludes a decade of exceptional global heat and high-impact weather. Retrieved from: https://public.wmo.int/en/media/press-release/2019-concludes-decade-of-exceptional-global-heat-and-high-impact-weather.
5. Globalnyiy prognoz riskov na 2020 god. Kak povliyayut katastroficheskie yavleniya na mirovoy VVP? [Global Risk Forecast for 2020. How will catastrophic events affect global GDP?]. Retrieved from: https://forinsurer.com/news/19/12/27/37568 [in Russian].
6. Issues Paper on Climate Change Risks to the Insurance Sector. Retrieved from: https://www.iaisweb.org/page/consultations/closed-consultations/2018/draft-issues-paper-on-climate-change-risks-to-the-insurance-sector.
7. Weymann, M. & Bolli, C. ( December, 2019). Championing climate action. Retrieved from: https://www.swissre.com/risk-knowledge/mitigating-climate-risk/swiss-re-decarbonises-its-business-model.html.
8. Swiss Re Nazvala 5 novyih riskov s vyisokim vozdeystviem na strahovuyu otrasl [Swiss Re Names 5 New Risks with High Impact on the Insurance Industry]. Retrieved from: https://forinsurer.com/news/19/06/14/36897 [in Russian].
9. Klimaticheskie izmeneniya nesut v sebe sereznyie vyizovyi dlya strahovschikov - glava SCOR [Climate change poses serious challenges for insurers - SCOR head]. Retrieved from: http://tristar.com.ua/1/news/klimaticheskie_izmeneniia_nesut_v_sebe_sereznye_vyzovy_dlia_strahovshikov___glava_scor_12234.html [in Russian].
10. Dlugoleski, E. & Lafeld, S. (2005). Izmenenie klimata i finansovyiy sektor: perspektivyi deyatelnost [Climate Change and the Financial Sector: Prospects]. Retrieved from: https://wwf.ru/upload/iblock/731/cc_andfinansial.pdf [in Russian].
11. Klimatologiya strahovaniya [Climatology of insurance]. Retrieved from: http://www.ins-union.ru/rus/klimatologiya [in Russian].
12. Strahovschiki stalkivayutsya s mnogochislennyimi riskami v svyazi s izmeneniem klimata [Insurers face multiple climate change risks]. Retrieved from: https://allinsurance.kz/articles/insurance-technologies/9678-strakhovshchiki-stalkivayutsya-s-mnogochislennymi-riskami-v-svyazi-s-izmeneniem-klimata [in Russian].
13. Holzheu, T. & Turne, G. (2018). The Natural Catastrophe Protection Gap: Measurement, Root Causes and Ways of Addressing Underinsurance for Extreme Events†, The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan;The Geneva Association, vol. 43(1), pages 37-71.
14. Secondary natural catastrophe risks on the front line. (2019). Retrieved from: https://www.swissre.com/institute/research/sigma-research/sigma-2019-02.html.
Переглядів анотації: 94 Завантажень PDF: 55 Завантажень PDF: 42
Опубліковано
2019-12-18
Як цитувати
(1)
Nagaichuk, N.; Shabanova, O.; Didenko, V. Climate Change: New Challenges in Insurance Risk Management. fp 2019, 189-199.
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