Управління ризиками іпотечного житлового кредитування в умовах фінансової нестабільності
Ключові слова:
іпотечне кредитування, кредитний ризик, процентний ризик, ринковий ризик, валютний ризик, ризик-менеджмент
Анотація
У статті досліджено основні тенденції та особливості моніторингу та управління ризиками іпотечного житлового кредитування в Україні в умовах фінансової нестабільності, обґрунтовано методи та механізми зниження рівня ризику в діяльності комерційних і центральних банків, розроблено рекомендації щодо вдосконалення методологічних засад і принципів використання в банках систем ризик-менеджменту з метою зниження рівня ризиків іпотечного кредитування, а також запропоновано заходи щодо вдосконалення банківського нагляду.
Завантаження
Дані завантаження ще не доступні.
Посилання
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2. Credit activity of banks of Ukraine: problems and prospects of development: monograph / V.V. Kovalenko. – Odessa: Atlant, 2015. – 217 p
3. Naumenkova S.V. Improving access to financial services: current issues regulatory practice // S.V. Naumenkova // Finance of Ukraine. – 2013. – №10. – P.20-33.
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6. Cherkashina K.F. Theoretical bases of the identification of moral hazard in credit relations / K.F. Cherkashina //Formation in Ukraine. – 2012. – №2. – P.193-196.
7. Shapoval O.A. World experience of regulation of cost of consumer credit and prospects of its application / O.A. Shapoval // Banking. – 2015. – №3. – P.108-115.
8. Naumenkova S. Features of formation of modern model of the financial system / S. Naumenkova, S. Mishchenko // Bulletin of the NBU. – 2006. – №11. – P.26-31.
9. Money. Credit. Banks / V.V. Ivanov [et al.]; under the editorship of V.V. Ivanov, B.I. Sokolov. – M.: Urait, 2015. – 371 p.
10. Mishchenko V.I. Banking operations: the Textbook. – 2nd ed. Rev. / V.I. Mischenko, N.G. Slavianska, A.G. Koreneva. – K.: Znannja, 2007. – 739 p.
11. Naumenkova S.V. New trends in monetary policy and Central banking after the crisis / S.V. Naumenkova, S.V. Mishchenko // Banking. – 2011. – №5. – P.12-29.
12. Financial market and investment: a collection of test exercises and tasks / S.V. Naumenkov, A.V. Andreev, F.A. Zhuravka. – K: Znannja, 2000. – 214 p.
13. Naumenkova S.V. The Use of structured securities for the financing of corporations in Ukraine / S. Naumenkova, T. Bui // Finance of Ukraine. – 2010. – №2. – P.89-101.
14. Zupanyn V. Problems of the balance of domestic savings and external borrowing of banks in the conditions of instability of financial markets / V. Mischenko, V. Zupanyn // Bulletin NBU. – 2008. – №7. – P.8-12.
15. Mishchenko S.V. Problems of assessment of influence of stability of functioning of the monetary sphere on the economic security of the country / S.V. Mishchenko // Finance of Ukraine. – 2010. – №7. – P.35-49.
16. The substantiation of methodical approaches to the assessment of the stability of the financial system: Information-analytical materials. Vol. 6. – K.: NBU. CRS, 2006. – 162 p.
17. Mishchenko S.V. The problem of ensuring the liquidity of banks with mechanisms of refinancing / S.V. Mishchenko // Finance of Ukraine. – 2009. – №7. – P.75-88.
18. Mishchenko V.I. The Main directions of ensuring stability of the financial sector of Ukraine in the context of globalization / V.I. Mischenko, S.V. Mischenko // Finance of Ukraine. – 2008. – №5. – P.56-69.
19. Mishchenko S. The problems of development of collective investment institutions / S. Mishchenko, S. Naumenkova // Economics&State. – 2009. –№11. – P.46-48.
20. The banking system of Ukraine towards European integration: monograph / edited by S. A. Bukovinsky. – K.: CRS NBU, 2015. – 496 p
21. Naumenkova S.V. Improvement of management of problem loans of banks / S.V. Naumenkova, I.Y. Taranukha // The Banking system of Ukraine in conditions of globalization of financial markets. – Cherkassy: CBS UB NBU, 2010. – P.159-161.
22. Lysenko G.S. Interaction of bodies of public administration as a factor of overcoming the crisis / G.S. Lysenko // Finance of Ukraine. – 2009. – №1. – P.50-57.
23. Mishchenko S.V. The Improvement of the institutional structure of supervision of the financial sector / S.V. Mishchenko // Banking. – 2007. – №1. – P.41-56.
24. Mishchenko S.V. Criteria and indicators for assessing the stability of the financial sector / S.V. Mishchenko // Bulletin NBU. – 20010. – № 9. – P.36-45.
25. Naumenkova S.V. Forecasting of development of market of mortgage lending in Ukraine / S.V. Naumenkova, S.V. Saranchuk, A.I. Manziuk // Financial and credit activity: problems of theory and practice. – 2013. – №.2. – P.51-58.
26. Mishchenko S.V. Modern problems of the theory of money and circulation of money / S.V. Mishchenko. – K.: CRS NBU, BU NBU, 2011. – 230 p.
27. Naumenkova S.V. Basel I, II, III: the development of approaches to strengthen regulatory framework / S. Naumenkova // Bulletin National University Taras Shevchenko of Kyiv. – 2015. – № 12(177). – P.39-49.
28. Ivanov V.V. Economic-legal conflicts financial markets / V. Ivanov, S. Naumenkova // Bulletin National University Taras Shevchenko of Kyiv. – 2013. – №12(153). – P.35-41.
29. Naumenkova S.V. Study of the balance of supply and demand in the credit market: the experience of central banks / S.V. Naumenkova // Bulletin Taras Shevchenko National University of Kyiv. – 2014. – №163. – P.66-72
2. Credit activity of banks of Ukraine: problems and prospects of development: monograph / V.V. Kovalenko. – Odessa: Atlant, 2015. – 217 p
3. Naumenkova S.V. Improving access to financial services: current issues regulatory practice // S.V. Naumenkova // Finance of Ukraine. – 2013. – №10. – P.20-33.
4. Mishchenko V.I. The Influence of banking crisis on change of terms of Bank lending / V.I. Mishchenko // Financial space. – 2015. – №3(19). – P.63-69.
5. Mishchenko V.I. Credit risk Management by improving the provision of Bank loans / V.I. Mischenko, S.V. Mischenko // Financial space. – 2015. – №2(18). – P.77-86.
6. Cherkashina K.F. Theoretical bases of the identification of moral hazard in credit relations / K.F. Cherkashina //Formation in Ukraine. – 2012. – №2. – P.193-196.
7. Shapoval O.A. World experience of regulation of cost of consumer credit and prospects of its application / O.A. Shapoval // Banking. – 2015. – №3. – P.108-115.
8. Naumenkova S. Features of formation of modern model of the financial system / S. Naumenkova, S. Mishchenko // Bulletin of the NBU. – 2006. – №11. – P.26-31.
9. Money. Credit. Banks / V.V. Ivanov [et al.]; under the editorship of V.V. Ivanov, B.I. Sokolov. – M.: Urait, 2015. – 371 p.
10. Mishchenko V.I. Banking operations: the Textbook. – 2nd ed. Rev. / V.I. Mischenko, N.G. Slavianska, A.G. Koreneva. – K.: Znannja, 2007. – 739 p.
11. Naumenkova S.V. New trends in monetary policy and Central banking after the crisis / S.V. Naumenkova, S.V. Mishchenko // Banking. – 2011. – №5. – P.12-29.
12. Financial market and investment: a collection of test exercises and tasks / S.V. Naumenkov, A.V. Andreev, F.A. Zhuravka. – K: Znannja, 2000. – 214 p.
13. Naumenkova S.V. The Use of structured securities for the financing of corporations in Ukraine / S. Naumenkova, T. Bui // Finance of Ukraine. – 2010. – №2. – P.89-101.
14. Zupanyn V. Problems of the balance of domestic savings and external borrowing of banks in the conditions of instability of financial markets / V. Mischenko, V. Zupanyn // Bulletin NBU. – 2008. – №7. – P.8-12.
15. Mishchenko S.V. Problems of assessment of influence of stability of functioning of the monetary sphere on the economic security of the country / S.V. Mishchenko // Finance of Ukraine. – 2010. – №7. – P.35-49.
16. The substantiation of methodical approaches to the assessment of the stability of the financial system: Information-analytical materials. Vol. 6. – K.: NBU. CRS, 2006. – 162 p.
17. Mishchenko S.V. The problem of ensuring the liquidity of banks with mechanisms of refinancing / S.V. Mishchenko // Finance of Ukraine. – 2009. – №7. – P.75-88.
18. Mishchenko V.I. The Main directions of ensuring stability of the financial sector of Ukraine in the context of globalization / V.I. Mischenko, S.V. Mischenko // Finance of Ukraine. – 2008. – №5. – P.56-69.
19. Mishchenko S. The problems of development of collective investment institutions / S. Mishchenko, S. Naumenkova // Economics&State. – 2009. –№11. – P.46-48.
20. The banking system of Ukraine towards European integration: monograph / edited by S. A. Bukovinsky. – K.: CRS NBU, 2015. – 496 p
21. Naumenkova S.V. Improvement of management of problem loans of banks / S.V. Naumenkova, I.Y. Taranukha // The Banking system of Ukraine in conditions of globalization of financial markets. – Cherkassy: CBS UB NBU, 2010. – P.159-161.
22. Lysenko G.S. Interaction of bodies of public administration as a factor of overcoming the crisis / G.S. Lysenko // Finance of Ukraine. – 2009. – №1. – P.50-57.
23. Mishchenko S.V. The Improvement of the institutional structure of supervision of the financial sector / S.V. Mishchenko // Banking. – 2007. – №1. – P.41-56.
24. Mishchenko S.V. Criteria and indicators for assessing the stability of the financial sector / S.V. Mishchenko // Bulletin NBU. – 20010. – № 9. – P.36-45.
25. Naumenkova S.V. Forecasting of development of market of mortgage lending in Ukraine / S.V. Naumenkova, S.V. Saranchuk, A.I. Manziuk // Financial and credit activity: problems of theory and practice. – 2013. – №.2. – P.51-58.
26. Mishchenko S.V. Modern problems of the theory of money and circulation of money / S.V. Mishchenko. – K.: CRS NBU, BU NBU, 2011. – 230 p.
27. Naumenkova S.V. Basel I, II, III: the development of approaches to strengthen regulatory framework / S. Naumenkova // Bulletin National University Taras Shevchenko of Kyiv. – 2015. – № 12(177). – P.39-49.
28. Ivanov V.V. Economic-legal conflicts financial markets / V. Ivanov, S. Naumenkova // Bulletin National University Taras Shevchenko of Kyiv. – 2013. – №12(153). – P.35-41.
29. Naumenkova S.V. Study of the balance of supply and demand in the credit market: the experience of central banks / S.V. Naumenkova // Bulletin Taras Shevchenko National University of Kyiv. – 2014. – №163. – P.66-72
Переглядів анотації: 99 Завантажень PDF: 71
Опубліковано
2016-03-10
Як цитувати
(1)
Міщенко, В.; Науменкова, С.; Міщенко, С. Управління ризиками іпотечного житлового кредитування в умовах фінансової нестабільності. fp 2016, 53-58.
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